In a large mixing bowl, beat the cream cheese until it’s smooth and creamy.
Gradually mix in the powdered sugar and continue to beat until fluffy.
Add in the vanilla extract and mix until fully incorporated.
Gently fold in the whipped topping or yogurt using a spatula.
Crush the Oreo cookies into small pieces and add to the mixture.
Fold the crushed cookies into the creamy mixture until evenly distributed.
Transfer the fluff into a serving dish and chill in the refrigerator for at least 2 hours.
Serve in individual bowls or from the dish, garnished with more crushed Oreos if desired.